As a dog bite injuries attorney in Encino, California, we have handled numerous cases where victims were left dealing with expensive medical bills, lost wages, and emotional trauma. Many dog owners are unaware of the financial and legal risks associated with their pets. One case that stands out involved a client who was bitten by a neighbor’s dog. The owner, unable to cover medical expenses, was forced into a legal dispute. This could have been avoided if they had pet insurance According to the Insurance Information Institute, dog bites account for over 4.5 million incidents in the U.S. each year, with one in five victims requiring medical attention. Many dog owners underestimate the importance of having pet insurance, assuming that their homeowner’s insurance will cover all liabilities. Unfortunately, that is not always the case, leaving owners vulnerable to lawsuits and financial burdens.